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With the housing market in its sluggish months, savvy buyers can squeeze out some nice deals. But first you'll need to do your homework.
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It’s been a long time since I shared a good self-deprecating story about my own financial foolishness. Let me remedy that today.
For the past month or so, I’ve been buried deep in writing my book. (I have bookhead, I tell Kris — my mind is wholly absorbed by this project.) I now spend most of every day (seven days a week) holed up in my office up the hill from the house. I walk up in the morning, work through the afternoon, and then walk home in the early
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evening.
Before I started writing the book, I’d take breaks to walk around the neighborhood or to walk home for lunch. I don’t do that anymore. Instead, I sit in this chair all day, staring at the screen. And I’ve developed the habit of breaking quickly to walk a few steps to the mini-mart next door.
I grab a candy bar, a bag of chips (or, more commonly, pork rinds), and a diet soda. I’m eating like crap and I’m frittering away my nickels and dimes. This stuff isn’t expensive, but it does cost me $3-$4 a day — more if I eat it for two meals.
As a result of this silly habit, my weight has ballooned and I have less money to spend on things that really matter — like comic books or steamed clams at my favorite Italian place.
“You’re being dumb,” Kris told me over the weekend. “You know better than this. You should be walking home to eat.”
“I know,” I said. “But when I have bookhead, all I want is to grab some quick snacks and get back at it.”
“Well, why don’t you take some good food to the office instead?” she asked. Good question.
This morning I drove the quarter mile to the office instead of walking. Actually, I drove to the grocery store first, stocked up on raisins and nuts and Clif bars and canned fish and fruit. I also bought a case of bottled water. (In another time and place, I’d groan about shelling out $3.49 for 24 bottles of stuff I could have for free, but it occurred to me that I’m spending that much on two bottles of soda alone. The bottled water is an instance of doing what works for me.)
How will this new set-up work? Time will tell. I’m a stubborn old cuss sometimes, and when I get set in my ways, they can difficult to change. For now, though, I’ve created a sort of barrier in front of my office door: a stack of food that’s good for me and cost much less than the junk at the mini-mart next door. In fact, I’m eating an apple and a bag of almonds even as I type this.
I don’t want to make it sound like I’m beating myself up over this. Yes, I’ve been lazy and stupid, but it’s not like I’ve ruined my life or anything. But I do find it interesting how easy it was for me to slip into bad habits: I’ve probably spent $100-$150 on junk food over the past month. It’s a reminder to keep a closer watch on my spending habits!
I’ll bet you find yourself doing silly stuff like this, too, sometimes. Right? Right? (Please tell me it’s not just me.)
---Related Articles at Get Rich Slowly:



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Your home, auto and medical coverage could be better than you think. Here are 11 scenarios for which you might be pleasantly surprised to learn you can file a claim.
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Outgoing Bank of America (NYSE: BAC) CEO, Kenneth Lewis, has made it very clear who he would like to see succeed him in the position, but Bank of America’s board of directors choice to follow Lewis’ suggestions may determine if the megabank is ready to turn a new corner.
Kenneth Lewis presented three options to [...]
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Don't take it lying down. With laws spelling out your rights, and with standard appeals processes in place, you stand a chance of fighting back and winning.
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Being in the heart of the Triangle, Cary NC is very accessible from Durham, Raleigh and Chapel Hill. It is literally minutes away from the Raleigh-Durham International Airport. A lot of people are looking into Cary NC homes for sale for they know full well that the neighborhood there is safe, the education system is excellent and the recreational facilities are well maintained.
CNN Money included the town of Cary in its 100 list of the “Best Places to Live” ranking strongly on the top 16. The town is known for a lot of things and one of them is the fact that it places a high r
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egards when it comes to education. About sixty percent of the population finished their college degree. In a country where education is important for success, the town of Cary produces a median income that is higher compared to the national income.
A study conducted in 2007 by two of the well known and prestigious survey entities, the Morgan Quitno and CQ Press, revealed that Cary is the 4th safest city in the entire country compared to other cities falling on the same population range. When the same study was conducted in 2008, Cary now went up the ladder and got the recognition as being the 3rd safest city in the country.
Life in Cary is never a bore with the variety of recreational activities to do in the place and on nearby vicinities. Eat various cuisines to your heart’s content with over 2,000 restaurants in the vicinity. There are also about 30 theaters just within 15-mile radius of Cary. Aside from going to the movies and dining out, you can also visit a lot of sporting venues, parks, museums and shopping malls here.
Covering a staggering 5,570 acres of land is the popular William Umstead State Park. The land is divided into different activities for the whole family such as picnic areas, hiking and biking trails, camping areas and boat rental areas. For those people who love to skate, there is the Sk-8 and Cary Ice House for you. For the sports enthusiasts, have a game or two at the Wakemed Soccer Park, Cary Tennis Park and Prestonwood Country Club.
The Regency Park is frequented by the people because it is the place to be for festivals and concerts held at the Koka Booth Amphitheater. During the month of August, residents of the town and nearby areas flock the place to participate in the Lazy Daze Festival, a festival of arts and crafts.
Many communities in Cary implement the Planned Urban Developments or PUDS and they are otherwise known as master-planned communities. If you are a first time home buyer and you are looking fro something within your budget, then no need to worry. There are Cary NC homes for sale that is right for you. Now if you are the more discerning type, there are also high-end lots and houses readily available in this town.
The price range for Cary NC properties are reasonable enough considering the high quality of living expected in the location. The median rate is said to be $260,000 with only $2,600 allotted for property tax. For people looking for the right place to start a family or to relocate, try the town of Cary, where you will be secure and be offered only the best of facilities and amenities.
If you are thinking about relocating and are looking to browse through Cary NC Homes for sale, I would recommend Greater Raleigh Realty



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Investment banks Citibank (NYSE: C) and UBS (NYSE: UBS) will be retained as advisers to the British government during the sale of Government and London & Continental Railways, when its Channel Tunnel rail link is sold in 2010.
The move to sell various railway assets including “the Tote” and the “Dartford Crossing” are part of [...]
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The best time to buy jeans cheap is in April or the beginning of May. Jeans sales are less hard to find at this time because summers are hot and people usually wear shorts instead. It depends on the brand you get, but you can find jeans on sale throughout the year. Some people will compermise and get jeans that they don’t like one hundred percent because they cant afford higher priced jeans that they really want.
It really doesn’t matter what kind of jeans you get as long as you are happy with them. With so many places selling jeans one of them just has to have a pair to fit y
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ou at a price you can afford. When wintertime is here it is a bit harder to find jeans on sale for a cheap price because everyone is trying to keep their legs warm and companies know they will buy them for this reason so they usually wont have sales on them. They do have sales on them in the winter but you just have to take time to find the sales.
People spend so much money to buy name brands when all they are paying for is the name that…apos;s on them. The jeans you buy for a lot of money are usually thinner than what you get for a regular price. I think this is how they get you to buy more and more of their high priced jeans because they are so thin. The jeans that cost a whole lot of money usually have holes, cuts and tears in them and people like this, it is also what they pay a lot of money for.
You can buy jeans that are cheap and make them look almost identical, the only difference is that they wont have the name brand on them that you might prefer. I will only pay twenty or thirty dollars for a pair of jeans and I have not been known to pay more. I am completely happy with just cheap jeans.
I have found some jeans that have absolutely wonderful designs on them like skulls and wings, but these jeans costs around three hundred dollars and that’s a price I would never pay for a pair of jeans. If you can get to a mall you can usually find sales on jeans at different stores. This is just something you have to search for.
The best sale price I have found is a buy one get one free deal. These kind of sales are pretty hard to find but it is possible to find them sometimes. Another pretty good deal is a buy one get one half off. And another good sale is the buy two get one free deal. No matter what deal you find, you have to decide if this is what you want to pay.
I always hated when I found real good sales on jeans only to find out that they have nothing to fit me. In this case I would try to get a size larger because it is not so bad to wear jeans that are slightly loose especially if I gain a pound or two then they are not skin tight on me.
If you are not lucky enough to find a size that is larger then you could always get a size that is smaller. This is a great idea for those trying to get into a size smaller because it will encourage you. If you just keep looking you are more likely to find the sales and your size that you are looking for.
There are numerous ways to buy jeans cheap. If you are not a fussy individual you can discount jeans clothing at well-known department stores for a real cheap price depending on the brand you are interested in.



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“It’s been a long time since you shared a recipe at Get Rich Slowly,” I told Kris last week. “What about that pot roast recipe?” she asked. “You love that.” “Yes. Yes, I do,” I said. This guest post from my wife may be the best thing I’ve ever shared at Get Rich Slowly. It’s certainly the tastiest.
I’m usually a from-scratch kind of cook, and the sort of “semi-homemade” ingredients for this pot roast make me cringe a bit. But a
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lthough I’ve tried other recipes and other methods, this one beats them all hands-down. I got the recipe from an old friend after enjoying it at her house a couple of times and wondering why my pot roast was never as good as Kim’s pot roast.
This recipe has one cardinal rule: You must start with good beef. Otherwise why bother? We use a roast from the beef we buy in bulk; it’s pasture-fed on a local farm and the resulting beef literally falls off the bone in succulent shreds of savory goodness. This roast cooks all day at a low temperature. It’s simple enough to start before you leave the house so that it’s ready when you come home for dinner.
I use a Dutch oven with a tight-fitting lid for this recipe. If you don’t have one, you can line a roasting pan with foil, then cover the meat with another piece of foil, and then crimp the two all the way around to make a sort of meat packet. The goal is to hold the moisture in while the beef becomes completely tender. The roast forms its own gravy as it cooks.

Kim’s Easy Pot Roast
(servers four)

  • 3-4 pounds beef roast (top chuck, chuck shoulder, or rump round)

  • 1 package Lipton’s dry onion soup mix

  • 1 can condensed cream of mushroom soup

  • 2 Tablespoons Worcestershire sauce


Preheat the oven to 250 degrees Fahrenheit. Lightly oil the bottom of a Dutch oven with vegetable oil. (Or line a roasting pan with foil.) Add the roast to the pan. Combine other ingredients and spread over the roast. Put lid on pan. (Or add more foil and fold to seal roast.) Bake 11 hours.


Separately, I like to roast vegetables to serve as a side dish for this beef. In a shallow pan, I cook carrots, onions, and russet potatoes, drizzled with a bit of vegetable oil and seasons with salt and pepper. I cook them for 80-90 minutes at 400 degrees or so. If you aren’t lucky enough to have two ovens, make mashed potatoes on the stovetop instead.
I don’t recommend baking vegetables at the low oven temperature needed for this pot roast. Don’t try adding them to the roast; their high moisture content somehow messes up the texture of the beef.
Internet versions of this recipe exist using a crockpot on low for 8-9 hours. This might be worth a try someday, but I’m reluctant to meddle with perfection! I’ve also heard you can start with two cans of soup if you’d like more gravy at the end.
I like to serve this meal with a salad, homemade applesauce, and our favorite homemade bread.
Do you have a favorite low-effort recipe? What do you make that offers maximum flavor with minimum fuss?
J.D.’s note: This pot roast is fantastic. I cannot rave about it enough. In fact, I’m tempted to call Kris right now and ask if we can have this for dinner tomorrow. Yum. Photo by Merelymel13.
---Related Articles at Get Rich Slowly:



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You might think your pets, your kids' toys and your personal problems are your own darn business. But insurers watch these things -- and they could cost you.
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